Relation des Banques
The Bank Relationship Excel file offers a structured overview of the company’s banking structure and its distribution of cash resources. It supports treasury, audit, and compliance teams in assessing cash concentration, banking exposure, and intercompany relations.
Key Metrics
- Total Authorized Credit Lines: Sum of all approved bank credit facilities.
- Converted Credit / Debit / Balance: Consolidated view of actual usage of credit and debit lines in a common currency.
- Available Balance: Real-time available liquidity across banks and accounts.
- Top Banking Entities by Exposure: Identifies banks where the most funds are allocated.
- Intercompany Cash Relations: Cash flow positions and balances segmented by company and holding entity.
Visual Components
- Table – Grouped Company-Bank Relationships: Lists all entities and their bank exposure with credit/debit lines.
- Donut Charts – Breakdown by Dimension:
- By Company: Cash balances across each company in the group.
- By Bank: Distribution of balances across banking partners.
- By Bank Branch: Zoomed-in view by local banking institutions.
- By Account: Individual account performance within the group.
- By Flow / Category / Subcategory / Budget: Classification of transaction types and usage of funds.
Sheets Overview
| Sheet Name | Description |
|---|---|
General KPI | Summary of converted balances across all banks and companies |
Balance | Breakdown of bank balances by bank, company, account, and converted value |
Benefits
- Centralized Cash Visibility: Gain complete insight into where and how cash is distributed.
- Bank Exposure Management: Understand reliance on specific banks and optimize relationships accordingly.
- Compliance & Risk Insights: Quickly identify negative balances or overexposure to institutions.
- Strategic Treasury Planning: Use balance and credit line data to plan liquidity moves and negotiations.
- Operational Drill-Down: Navigate from top-level company and bank stats to individual account-level details.